Assisting consumers in meeting their fiscal responsibilities and reaching their financial goals through ethical education, credit, housing counseling and homebuyer programs.

SafeGuard Press Release NHM June 2020

Mooresville, NC (June 8, 2020) – June is National Homeownership Month (NHM), and for the past 21 years, NHM has been a recognized celebration in support of the attainment of the American Dream. This year, the COVID-19 pandemic created an unprecedented housing environment by challenging homeowners ...
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Price Drop Leaves More Underwater

The downturn in home prices has left about 20% of U.S. homeowners owing more on a mortgage than their homes are worth, according to one new study, signaling additional challenges to the Obama administration’s efforts to stabilize the housing market. The increase in the number of such “un...
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Independent Foreclosure Review

If your primary residence was involved in a foreclosure process between January 1, 2009 and December 31, 2010, you may qualify for a FREE Independent Foreclosure Review. The Independent Foreclosure Review will determine whether individual borrowers suffered financial injury and should receive compen...
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Identity Theft Case

The Justice Department today announced that 3 men have been indicted in what the Department of Justice calls “the single largest hacking and identity theft case ever prosecuted.” Authorities say more than 130 million credit and debit card numbers were stolen. If you believe that you ar...
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5 Questions to Help Parents

Parents preparing to send their high school graduates away from home for the first time should remember to pack some financial advice in those college-bound bags, boxes and suitcases. “Many college campuses will have credit card tables on display at orientation offering giveaways and easy credit,...
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ABC’s of Credit Reports

Checking your credit score before you apply for a major loan is a must if you want to find out where you stand in terms of credit risk. Yet checking your credit report also proves worthwhile before you put in an application. Put simply, “The credit report is the raw data. A credit score is [&h...
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Talk About Money Before You Marry

In the quest to find Mr. or Ms. Right, finding out if the object of your affection is a saver or a spender may seem rather cold and calculated. But money, and the way it is handled, has a significant effect on relationships and talking about it before the nuptials can make a difference in […]...
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