The SafeGuard Group

Assisting consumers in meeting their fiscal responsibilities and reaching their financial goals through ethical education, credit, housing counseling and homebuyer programs. If you are a New York State Resident, the toll free number to contact the New York State Department of Financial Services is: 1-800-342-3736.

HUD Marks 10th Anniversary of the Office of Housing Counseling

HUD Marks 10th Anniversary of the Office of Housing Counseling

HUD Office of Housing Counseling marked its tenth anniversary since being created as a distinct office reporting to HUD’s Assistant Secretary for Housing. Throughout October, the Office will celebrate the many contributions of HUD’s housing counseling program in helping individuals and families ...
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CFPB and New York Attorney General Shut Down Debt Collection Ring

CFPB and New York Attorney General Shut Down Debt Collection Ring Companies and individuals used social media to smear consumers and threaten them with imprisonment. MAY 23, 2022 Washington, D.C. – The Consumer Financial Protection Bureau (CFPB), in partnership with the New York Attorney General, ...
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That means the companies are removing nearly 70% of medical collection debt tradelines from their consumer credit reports – a change that helps support consumers faced with unexpected medical bills. The move follows months of industry research. According to the Kaiser Family Foundation, two out of...
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Auto Loan Default Rate at Highest Level Since December 2020

NEW YORK, May 17, 2022 /PRNewswire/ S&P Dow Jones Indices and Experian released today data through April 2022 for the S&P/Experian Consumer Credit Default Indices. The indices represent a comprehensive measure of changes in consumer credit defaults and show that the composite rate rose two b...
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Housing Stability Counseling Program

Housing Stability Counseling Program (HSCP) 2022

NeighborWorks America Housing Stability Counseling Program (HSCP) awards more than $88 million in grants to 131 awardees and The SafeGuard Group with Safeguard Credit Counseling will be assisting with this program for HSCP. Newly launched HSCP initiative will help save homes, achieve housing stabili...
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COVID-19 Housing Relief

SafeGuard today announced an $13,538 grant from the Wells Fargo Foundation which will enable the organization to assist homeowners who are experiencing a hardship....
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Price Drop Leaves More Underwater

The downturn in home prices has left about 20% of U.S. homeowners owing more on a mortgage than their homes are worth, according to one new study, signaling additional challenges to the Obama administration’s efforts to stabilize the housing market. The increase in the number of such “un...
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Independent Foreclosure Review

If your primary residence was involved in a foreclosure process between January 1, 2009 and December 31, 2010, you may qualify for a FREE Independent Foreclosure Review. The Independent Foreclosure Review will determine whether individual borrowers suffered financial injury and should receive compen...
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Identity Theft Case

The Justice Department today announced that 3 men have been indicted in what the Department of Justice calls “the single largest hacking and identity theft case ever prosecuted.” Authorities say more than 130 million credit and debit card numbers were stolen. If you believe that you ar...
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5 Questions to Help Parents

Parents preparing to send their high school graduates away from home for the first time should remember to pack some financial advice in those college-bound bags, boxes and suitcases. “Many college campuses will have credit card tables on display at orientation offering giveaways and easy credit,�...
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