The downturn in home prices has left about 20% of U.S. homeowners owing more on a mortgage than their homes are worth, according to one new study, signaling additional challenges to the Obama administration’s efforts to stabilize the housing market. The increase in the number of such “un...

If your primary residence was involved in a foreclosure process between January 1, 2009 and December 31, 2010, you may qualify for a FREE Independent Foreclosure Review. The Independent Foreclosure Review will determine whether individual borrowers suffered financial injury and should receive compen...

The Justice Department today announced that 3 men have been indicted in what the Department of Justice calls “the single largest hacking and identity theft case ever prosecuted.” Authorities say more than 130 million credit and debit card numbers were stolen. If you believe that you ar...

Parents preparing to send their high school graduates away from home for the first time should remember to pack some financial advice in those college-bound bags, boxes and suitcases. “Many college campuses will have credit card tables on display at orientation offering giveaways and easy credit,�...

Checking your credit score before you apply for a major loan is a must if you want to find out where you stand in terms of credit risk. Yet checking your credit report also proves worthwhile before you put in an application. Put simply, “The credit report is the raw data. A credit score is [&h...

In some states, a lender can foreclose on your home without going to court.  These are called non-judicial foreclosure states.  You can still use the “Produce the Note” strategy in these states, but it takes a few more steps on your part. First, the concept behind “Produce the Note” is thi...