SafeGuard Credit Counseling Services was formed out of the necessity by many individuals which have difficultly meeting, satisfying and understanding their financial obligations with creditors as well as maintaining and adhering to a conscientious budget to meet their fiscal necessities.
SafeGuard seeks to provide free personal finance education through various community outreach services. SafeGuard recognizes the need for personal finance education for all ages including young adults, seniors as well as adults in their prime earning years. SafeGuard will utilize several different venues, such as, public libraries, high schools and colleges to provide such necessary education.
Safeguard will counsel consumers and assist them to create a responsible budget that will be used and maintained to meet their financial obligations and requirements. SafeGuard provides ongoing counseling and educational support for consumers, which is geared to benefit consumers in achieving success with their personal finances.
SafeGuard will work with clients to educate them on the pitfalls of paying high interest rates and minimal amounts towards the principal amount of their revolving debt. SafeGuard negotiates with unsecured creditors on behalf of a consumer with the aim to reduce interest rates and establish a timely installment payment plan with their creditors, with a goal of satisfying a consumers’ unsecured debt within a fixed five year time period.
